At Myriad Wealth we understand that every situation is different which is why we provide a unique, customised solution that focuses on the best outcome for you.
The budget plan we design is based on an in-depth cash flow analysis of your finances. Together we explore your options and develop a strategy that achieves your goals that are in line with your lifestyle.
We analyse your situation and design a customised budget to help you achieve your goals
Once we have analysed your budget, we will design a personalised plan that fits inline with your life style
Your personalised savings will help you achieve your financial goals sooner
We all have goals in our life that we want to achieve in the future. Family, career, debt free, holidays – these are the reason why we get out of bed in the morning. But what if one day you cannot get out of bed because your sick or injured? Then imagine that day turned into months, or even years. What would this mean for your family and the goals you have set in place for the future? You have worked too hard to let sickness or injury jeopardise everything you have achieved and planned.
At Myriad Wealth we will help you and guide you to ensure that your future, family and the most valuable asset “you” are financially protected so that you can weather the storm and continue achieving your planned goals.
Life insurance is a bit like a safety net for you and your family, you hope you never have to use it but it is always there if you need it. Generally, you choose a lump sum payout figure
TOTAL PERMANENT DISABILITY
TPD insurance focuses on providing support, through a lump sum payout, if you suffer total and permanent disability. This financial support can assist with necessary renovation work to your home (to cater for access,
medical support etc.), ongoing liabilities and general life expenses.Quite often, TPD Insurance is grouped together with Life
If your income is interrupted due to sickness, injury or involuntary redundancy, it can become difficult to meet your liabilities which ends up causing stress for everyone.
With Income continuance insurance you can be covered for up to 75% of your monthly income (involuntary redundancy % differs), which can help you concentrate on getting back to work or making alternative arrangements.
Income Protection policies can be tax deductible
Being diagnosed with a critical illness such as heart disease or cancer, can put a significant strain on any family without considering the financial burdens involved. Trauma insurance assists with meeting your liabilities and providing access to required specialist treatment services.
In getting to know you, your adviser will ask you questions about your current financial situation and budget, including:
What’s important to you and your family?
What are your most urgent needs?
What would you like to achieve in the future?
What’s your attitude towards investing?
Who else do we need to consider in creating your plan?
(e.g. spouse, family members, business partners, etc.)
What other issues do we need to consider?
RECOMMENDED STRATEGIES AND FINANCIAL ADVICE
Your adviser will create a set of strategies to help you to meet the financial and lifestyle goals you discussed in your first meeting. These strategies may cover:
Wealth creation and investing.
Superannuation and retirement planning.
Debt reduction strategies
IMPLEMENTING YOUR FINANCIAL PLAN
You and your adviser will agree the strategies that will be put into practice. This may involve:
Setting up new investments or transferring existing ones.
Consolidating superannuation accounts.
Establishing regular super contributions.
Putting in place wealth protection policies.
KEEPING YOU ON TRACK
We can help you stay focused on your goals and keep your plan on track as your life changes. We can give you options for ongoing advice and support.
If you choose to have an ongoing arrangement, as part of this, your adviser can send you personalised reports to help you keep track of your investments.
Superannuation is a very effective tool to set up for retirement. With Myriad Wealths extensive list of investments we can help you diversify.
Superannuation is your money and for most of us super is a crucial piece for preparing for retirement. Getting a handle on it early will enable you to have better control and confidence to make best financial choices for you.
Myriad Wealth Pty Ltd ATFJ & V Investment Trust T/A Myriad Wealth ABN :40 382 267 803 is Authorised Representative No 1251544 & is licensed under the Financial Services License of Australian Mortgage and Financial Advisers No 389206 for Financial Planning Services